Defined benefit super scheme

Unlock three decades of specialist public service expertise

Dixon Advisory has an established reputation for providing expert advice on public service superannuation and pension schemes including:

Commonwealth

  • CSS (Commonwealth Superannuation Scheme)
  • PSS (Public Sector Superannuation Scheme)
  • DFRDB (Defence Force Retirement and Death Benefits Scheme)
  • MSBS (Military Benefits and Superannuation Scheme)

NSW

  • SSS (State Super Scheme)
  • SASS (State Authorities Super Scheme)

 Victoria

  • ESSS (Emergency Services and State Super) – ESSS Revised Scheme, ESSS New Scheme, ESSS Defined Benefit 

Corporate

  • defined benefit super schemes from corporate entities including UniSuper, Telstra and Qantas.

Let us help you manage your defined benefit scheme

If you are a member of a defined benefit super scheme, we can help you to:

  • select the most appropriate level of contributions while maintaining cash flow.
  • understand your benefit entitlements and make the right choice in respect to objectives, cash flow, tax implications, superannuation structures and personal needs.
  • navigate the tax impacts while contributing as well as in retirement.
  • assess the different options available with a redundancy offer, including reviewing future work intentions, tax considerations and your overall financial position.
  • align your defined benefit scheme with your other retirement savings.

Maximise your public service redundancy package

If you are retrenched under a public service superannuation structure, our specialist financial advisers can guide you to maximise redundancy payments through advice on:

  • available options when accepting a redundancy
  • what to do with redundancy and leave payments, including paying down debt and investing in superannuation
  • optimal tax treatment of your redundancy and leave payments
  • the impact of redundancy on your overall financial position, including the option to retire
  • broader financial strategies to meet your retirement goals.