Government policy

Understanding capital gains tax can lift your returns

Understanding the fine details of the capital gains tax (CGT) provisions can substantially improve investment returns and even help reduce the impact of any future increases in the tax rate... Read more

Daryl Dixon, 16 April 2017

US a model for housing affordability

How will the federal government budget address the housing affordability problems facing many Australians? The available options are severely limited by past decisions, including those to... Read more

Daryl Dixon, 19 March 2017, The Canberra Times

Home ownership is essential for a comfortable retirement

Predictably, the superannuation industry is already attempting to deter the federal government from introducing even limited action to allow first-home buyers to gain access to part of... Read more

Daryl Dixon, 13 March 2017, The Canberra Times

Time to reallocate assets within the family

With the opportunities for investing or reinvesting money into super soon to be severely limited, now's the time to plan ahead for alternative tax-effective strategies. The first and... Read more

Daryl Dixon, 12 February 2017, The Canberra Times

New super regime is finally here

The parliamentary approval of the new super arrangements allows all affected super fund members to review and, if necessary, change existing strategies to comply with the new rules. Those... Read more

Daryl Dixon, 4 December 2016, The Canberra Times

Should you top up your nest egg?

Although the relevant legislation is yet to be passed by the Senate, it's likely super fund members will be able to contribute up to $180,000 (age 65 to 74) or $540,000 (under 65) this... Read more

Daryl Dixon, 14 November 2016, The Canberra Times

Low level investment returns bite

Funding a comfortable retirement has always been a challenge for many Australians, but falling and volatile investment returns and increasing longevity are now making it even more difficult... Read more

Daryl Dixon, 6 November 2016, The Canberra Times

Life is set to get tough for self-funded retirees

Reader feedback on the new age pension test has highlighted just how tough life for self-funded retirees with financial assets will be after January 1, 2017. They will be struggling to... Read more

Daryl Dixon, 30 October 2016, The Canberra Times

Rules give little reason to save

Current and future retirees now have precise details of how the new harsher age pension assets test will impact on their retirement finances. From January 1, the cut-off points for any age... Read more

Daryl Dixon, 16 October 2016, The Canberra Times

Inequities loom in DB pensions

In stark contrast to the generous treatment of higher-income contributing defined benefit fund members, the draft legislation contains tough and in some cases unrealistic valuations of the... Read more

Daryl Dixon, 9 October 2016, The Canberra Times

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ABC Nightlife dates for 2020

Nerida Cole and Ishara Rupasinghe will once again appear on ABC Nightlife Radio throughout 2020 accompanied by host Philip Clark.

Tune into the program to hear Nerida and Ishara discuss the latest topics in personal finance, super and the economy.